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Technology and money in plain English · Since 2012

Morning briefing

Morning briefing:

The stories to know this morning.

  1. JOLTS Report: Quits Rise to 3.4 Million as Hiring Stays Slow

    September JOLTS data show quits up to 3.4 million while openings held at 7.5 million. Our ratios show how thin hiring remains.

  2. Business Savings Account: FDIC Insurance Rules by Entity

    How FDIC insurance treats a business savings account at an LLC, corporation or sole proprietorship, with worked examples and questions to ask a bank.

  3. Joint Savings Account: FDIC Coverage Limits and Rules

    How FDIC coverage works for a joint savings account, with a $700,000 example, what happens when a co-owner dies, and what the account earns.

  4. Savings Accounts for Kids: Joint, Custodial and Teen Options Compared (November 2026)

    A savings account for kids can be joint, custodial or teen-owned, and each changes who controls the money, how it is insured and how interest is taxed. Here is how they compare, with $50-a-month math at 3.75% versus 0.38%.

  5. Credit Union Savings Accounts: What They Pay, Who Can Join and How NCUA Insurance Works (November 2026)

    A credit union savings account can pay 3.01% or 0.01%, depending on the institution. Here are the current rates, interest math on $10,000 and $25,000, how to join and what NCUA insurance covers.