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Technology and money in plain English · Since 2012

Morning briefing

Morning briefing:

The stories to know this morning.

  1. Jolt Savings Rate Index: October 2026

    The median high-yield savings APY in our tracker was 3.50% and the top rate 4.20%, as of Oct 31, 2026.

  2. Claude Code Extension Malware: How to Check Cursor for the Fake SSH Backdoor and Clean Up

    Tampered versions 2.1.312 and 2.1.313 of a Claude Code extension were live in Cursor's marketplace for about eleven hours on Oct. 29. Here is who is affected, the one-line check, and what to clean up.

  3. 401k Rollover When Leaving a Job: What Happens to a Small Balance and How to Keep It

    Leaving a job with a small 401(k)? Here is what the plan can do with a balance under $1,000 or up to $7,000, what cashing out costs, and how to move the money before the 60-day deadline.

  4. Household Spending in 2025: Housing and Food Take 46.9% of the Average Budget, and How to Compare Yours

    The BLS says the average household spent $81,905 in 2025, and 46.9% went to housing and food. Here is what is solid in the data, what is noise, and how to test your own budget.